“Should I buy a home? Am I ready?” That question is a bit different now that our communities are dealing with coronavirus. Maybe you were ready to give a confident answer a few weeks ago - before the pandemic began.
Read MoreIt’s important to keep in mind the impact that COVID-19 is having on the mortgage industry right now and how it affects borrowers. Lenders have made adjustments due to the financial uncertainty for themselves and for borrowers. On one hand, this is a good thing. We want banks to protect themselves so they remain stable. But on the other hand, these stricter guidelines mean some borrowers will have a harder time getting a loan.
Read MoreBeing a first-time homeowner can be exhilarating and fun at times, with lots of freedom to make it your own space. You don’t have to answer to any landlord or roommate! This first year will have some highs and perhaps some lows, and most of it will be very new for you. Here’s some guidance on everything you may encounter as you get your feet wet.
Read MoreYou are almost a homeowner! But before you can celebrate, you’ve got to gear up for a successful settlement day. And that means no surprises, no delays, and no leaving without the keys to your new home. There is a lot to do on the days leading up to your closing and settlement. You’ll be better prepared and on top of everything if you know what to expect.
Read MoreYou don’t want any surprises when you close on a home. Here’s a handy breakdown with your pre-closing to-do’s. That way you’re all prepared for when your settlement day arrives.
Read MoreEven though you’re buying a home when you purchase a condo unit, you’re actually buying into a “business.” That’s why it’s so important for you to determine how stable and financially.
Read MoreYou don’t want any nasty surprises after you move into your new home, right?! Getting a professional home inspection is one very important step you need to take once you’re under contract.
Read MoreOnce you’re under contract to buy a home, you want the final stages of the mortgage process to go smoothly – you don’t want anything to sidetrack the sale from here on out!
Read MoreYou’ve done it … you found the home you want to buy! Now you’re ready to make an offer and tackle some of the next steps that will make you a homeowner.
Read MoreYou need to protect yourself from those who may want to steal your money, home or even sensitive personal information.
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