Before you sign off on that annual renewal, make sure you are fully covered for your current situation but also see where you can save money. You might be able to take any savings and put it toward additional coverage you need now. You may qualify for certain credits that could lower your premium but you’ll still get the coverage you need. As always, please talk to your insurance agent for more details.
Our Insurance series is a must for every homeowner. Once you buy a home, it’s now all your responsibility! But are you truly prepared for the unexpected? This series is a great overview on what you need to know when it comes to getting homeowner’s insurance, keeping your home safe and secure, and avoiding costly mistakes when protecting your home.
Flood damage is NOT part of your standard homeowner’s insurance policy! Protect yourself now so you aren’t overwhelmed with any debt from repairing your home and replacing your belongings from flood damage. According to the National Flood Insurance Program, “a six-inch flood that hits a 2,000-square-foot home is likely to cause about $40,000 in damage.”
Take a look around your home and most likely it’s filled with many different items, some worth more than others, some more precious to you, and some just part of your day-to-day life.
But if you add them all up, the value of your belongings could be quite high. Are you covered for that? What happens when you need to make a claim and prove the value? [Read More]
Today’s mortgages are not “one-size-fits-all.” That means you’ve got lots of options out there that could fit your budget and finances. This is good news for many home buyers!
However, you do need to do your homework first so that your mortgage application can be processed properly and with success. The lending environment can be complex and complicated at times. Lenders, underwriters and mortgage insurers must all complete certain steps before they can have your financing in place. [Read More]
This article is for those move-up buyers who plan to buy their new home first and then sell their current home. This means that your lender must approve you to buy first, and you’re not required to sell your current home in order to finance your next one. [Read More]
This is the fourth article in my series called, Buying a Home 101: Everything You Didn’t Know You Needed to Know Before You Buy Your First Home. This step-by-step series will take you through the entire home-buying process — from finding a buyer’s agent to settlement day, and even maintaining your home after you’re all moved in. Make sure to tune in every week! [Read More]
When you are ready for a new home but also have one to sell or rent-out, the stakes are much higher. This time around, you’ve got more to think about, plan, and “get right” then when you bought your first home. My 4-part weekly series is a “how-to” guide for moving up to your next home with as little stress as possible. Whether you’ve bought and sold homes dozens of times, or it’s your first time being a move-up buyer, this series will walk you through exactly what to do when, how, and why.
This is the third article in my series called, Buying a Home 101: Everything You Didn’t Know You Needed to Know Before You Buy Your First Home. This step-by-step series will take you through the entire home-buying process — from finding a buyer’s agent to settlement day, and even to maintaining your home after you’re all moved in. Make sure to tune in every week! [Read More]
Before you start looking for a home you must first define and choose the type of life you want to live. Your answers to the questions below will help make sure that your real estate decisions and the home you buy will match this life you want. [Read More]